Banking for Lagos Communities
Financial freedom starts here
Access microloans, savings accounts, and business banking designed for Lagos entrepreneurs and families. Fast approval, low rates, local support.
Trusted by Lagos communities
Why choose MicroBank Lagos
- CBN LicensedFully licensed and regulated by the Central Bank of Nigeria. Your deposits are insured by NDIC up to ₦500,000.
- Fast approvalGet loan decisions in as little as 30 minutes. Most customers receive funds within 24 hours of approval.
- No hidden feesTransparent pricing with no surprise charges. What you see is what you pay—simple and straightforward.
- Local expertiseWe understand Lagos businesses and communities. Our team lives and works in the neighborhoods we serve.
- Flexible termsChoose repayment schedules that work for your cash flow. Weekly, bi-weekly, or monthly options available.
- Digital firstModern banking technology with the personal touch of a community bank. Best of both worlds.
Banking built for you
Get approved in minutes for loans from ₦10,000 to ₦500,000. Flexible repayment terms, competitive rates, and no hidden fees. Perfect for business expansion or personal needs.
Earn up to 8% annual interest on your savings. No minimum balance required. Access your money anytime with our mobile app or at any of our Lagos branches.
Manage your business finances with dedicated accounts, invoicing tools, and expense tracking. Accept payments from customers and pay suppliers with ease.
Bank anywhere, anytime with our award-winning mobile app. Transfer money, pay bills, check balances, and apply for loans—all from your phone.
Visit any of our 12 branches across Lagos or call our customer service team. We speak English, Yoruba, and Igbo. Your success is our mission.
Serving Lagos neighborhoods
Growing together
Stories from our community
MicroBank Lagos gave me a ₦200,000 loan to expand my tailoring business. Within six months, I doubled my revenue and hired two apprentices. The approval was fast and the staff understood my needs.
I started with just a ₦50,000 savings account. Now I have a business account and have taken three loans to grow my catering company. MicroBank Lagos has been with me every step of the way.
The mobile app makes banking so easy. I can check my balance, transfer money to suppliers, and even apply for loans without visiting a branch. Best bank for small business owners in Lagos.
When other banks said no, MicroBank Lagos said yes. They gave me a chance to prove myself with a small loan. Now I have three salons across Lagos and I'm still banking with them.
Simple, transparent pricing
Personal Account
- No monthly fees
- Free debit card
- Mobile & online banking
- 5% savings interest
- Free transfers to other MicroBank accounts
- 24/7 customer support
Business Account
- Everything in Personal
- Invoicing & expense tracking
- Accept card payments
- Business loans up to ₦500K
- Dedicated account manager
- Priority customer support
Premium Business
- Everything in Business
- Loans up to ₦2M
- 8% savings interest
- Free cash deposits
- Quarterly business reviews
- Access to business workshops
Ready to get started?
Open your account today and get access to microloans, high-yield savings, and business banking tools designed for your success. No minimum deposit required.